Howle(my dog) and I have been close since he was a puppy and I was a young teenager. When I moved out, I brought him with me. We’ve become closer than me and any human ever could be. It’s kind of a funny relationship. But anyways, a few weeks ago I found out he was really sick and the only way for him to get better was through surgery - which I definitely couldn’t afford on my own. I asked my parents and a few other close family members if they could help me out, but nobody was able to. I mean it’s understandable, a lot of people lately have been struggling more than usual.

One of my best friends told me about a time when he was in need of fast cash, and he found this website called Car Title Loans in Kansas City. I checked it out, but I have bad credit and I really didn’t think it was going to work out that way - but it did. I filled out their online application, and they even had a live human being there guiding me through it, which made it that much easier. I was approved in less than an hour and had the money the very next day!

I got the surgery for Howle, and now he’s a lot better. In fact, 100% better! I’m so glad I found that website, because they really saved me from this crisis I was in. I don’t know what I would have done if I lost my best friend!

By the way Kansas city is near Independence, Shawnee, Lenexa, Riverside, and Gladstone.

Just because my gas got cut off and my old microwave is dead doesn’t mean I can’t make a Thanksgiving or Christmas dinner.  I have my creative ingenuity – and a car good for collateral on a loan.

The year started out badly.  I lost my job in February but am happy to report I got a new job just last month. But not all the problems went away right away.  During those months without work my bills piled up and I got bad credit.  Then then a transmision repair set me back another $300, which I had to borrow from my aunt in  in Shawnee Mission.

When my gas was shut off in August I hit a low point. They asked for a $190 security deposit to get it restored.  With other bills it was hard to prioritize that one.  So when the going gets tough, the tough go shopping. I found a combo microwave/convection oven at the WalMart on Roe Boulevard for about $200. This solved two problems (no gas and no working microwave). It’s possible to cook most foods in them like you would with a conventional oven.  It’s possible to cook a turkey in one.

But I didn’t even know where I’d get the $200 for the new microwave in time for Thanksgiving.  I went on the Google and searched for “holiday loans” and “fast cash” when I stumbled on Car Title Loans in Kansas City. They said my Subaru (paid off about 14 months ago) could get me a loan for the $200 plus the $300 I owe my aunt.  The online application could not have been easier. It took about fifteen minutes to complete. The $500 was in my bank account in one day and I bought the oven two hours later.  The first night I made braised lean hamburgers and chipped sweet potatoes – healthier and cheaper than drive-thru food.

Loans on car title work under conditions of duress.  That’s now passed: I’ve already invited my aunt to join us for a little holiday dinner this year.

- Kerry L.

By the way Kansas city is near Independence, Shawnee, Lenexa, Riverside, and Gladstone.