Howle(my dog) and I have been close since he was a puppy and I was a young teenager. When I moved out, I brought him with me. We’ve become closer than me and any human ever could be. It’s kind of a funny relationship. But anyways, a few weeks ago I found out he was really sick and the only way for him to get better was through surgery - which I definitely couldn’t afford on my own. I asked my parents and a few other close family members if they could help me out, but nobody was able to. I mean it’s understandable, a lot of people lately have been struggling more than usual.

One of my best friends told me about a time when he was in need of fast cash, and he found this website called Car Title Loans in Kansas City. I checked it out, but I have bad credit and I really didn’t think it was going to work out that way - but it did. I filled out their online application, and they even had a live human being there guiding me through it, which made it that much easier. I was approved in less than an hour and had the money the very next day!

I got the surgery for Howle, and now he’s a lot better. In fact, 100% better! I’m so glad I found that website, because they really saved me from this crisis I was in. I don’t know what I would have done if I lost my best friend!

By the way Kansas city is near Independence, Shawnee, Lenexa, Riverside, and Gladstone.

Just because my gas got cut off and my old microwave is dead doesn’t mean I can’t make a Thanksgiving or Christmas dinner.  I have my creative ingenuity – and a car good for collateral on a loan.

The year started out badly.  I lost my job in February but am happy to report I got a new job just last month. But not all the problems went away right away.  During those months without work my bills piled up and I got bad credit.  Then then a transmision repair set me back another $300, which I had to borrow from my aunt in  in Shawnee Mission.

When my gas was shut off in August I hit a low point. They asked for a $190 security deposit to get it restored.  With other bills it was hard to prioritize that one.  So when the going gets tough, the tough go shopping. I found a combo microwave/convection oven at the WalMart on Roe Boulevard for about $200. This solved two problems (no gas and no working microwave). It’s possible to cook most foods in them like you would with a conventional oven.  It’s possible to cook a turkey in one.

But I didn’t even know where I’d get the $200 for the new microwave in time for Thanksgiving.  I went on the Google and searched for “holiday loans” and “fast cash” when I stumbled on Car Title Loans in Kansas City. They said my Subaru (paid off about 14 months ago) could get me a loan for the $200 plus the $300 I owe my aunt.  The online application could not have been easier. It took about fifteen minutes to complete. The $500 was in my bank account in one day and I bought the oven two hours later.  The first night I made braised lean hamburgers and chipped sweet potatoes – healthier and cheaper than drive-thru food.

Loans on car title work under conditions of duress.  That’s now passed: I’ve already invited my aunt to join us for a little holiday dinner this year.

- Kerry L.

By the way Kansas city is near Independence, Shawnee, Lenexa, Riverside, and Gladstone.

Doesn’t it suck when you just don’t make enough money? See, the thing is that I was making enough money, but with the way the economy is going they had to cut my hours. This was definitely something I didn’t have planned at all. I mean, AT ALL! They told me it was only a temporary thing, but you know how that is. I would have been fine, but a few weeks after that they had to let me go.

Immediately I started looking for a new job, but you know how hard that is to find sometimes. I started worrying about how I was going to pay my rent this month, and have food, and pay all my other bills. I called my parents for help, and they didn’t have any extra money. They did offer me a place to stay, but I definitely didn’t want to move back home. I mean I’m in my thirties, that’s the last thing I want to do!

My cousin told me that he had used a car title loan company out in Florida where he lives. He told me I should try and find one in the Kansas City area, because that’s where I live. He said some companies even can help you if you have bad credit or no credit at all.

I hopped on the Internet and started looking. I searched for things like “car title loans in Kansas City - bad credit,” “fast cash in Kansas City,” “loans in Kansas City,” and I found the website for Car Title Loans in Kansas City, KS. They had an online application that only took about ten minutes, and they even have someone assist you through the entire process. In about an hour I was approved, and they wired the money to my bank account the next day!

I no longer had to worry about how my rent was going to get paid and how I was going to eat, at least for another month or two. It definitely bought me some time to find a new job. Thank God I found these people, because I can say they honestly saved my butt!

Richie H of Kansas City

Christmas and Thanksgiving are not my favorite times of year.  I moved from eastern Oregon to Kansas City many years ago, and the few times I’ve gone home for the holidays it’s with mixed feelings.  But my mother is getting older now and hasn’t been very healthy this year.  So like it or not, this is a year to make that trip.

But when I checked out the cost of airfares, I nearly fell off my chair.  Fares are coming in at $600-800, depending on what day I travel. In order to make this trip, I’d have to sell my car, which I cannot do.

But that thought got me thinking.  I went online after passing an auto title loan company on West 85th Street, and found out my 1998 Saturn could get me a loan for about $1000. I have bad credit, but that didn’t matter. I went with Car Title Loans in Kansas City, because their online application was very easy and I was able to get fast cash — by the next morning, as a matter of fact.

This was a decision I’m glad I made without hesitation.  The airfares went up $75 three days after I bought those tickets.  

– Seychelle T.

Listen to my story, and note that I am between jobs (unemployed) and have bad credit. Then factor in I have an old house, and you can see where this is going.

My 18-year old water heater is going to break down completely at any minute. I started studying this last year before I lost my job and decided it would make a lot of sense to buy a tankless, on-demand water heater.  They use much less energy and reduce water consumption also, bringing those monthly expenses down throughout the 20 year life of the device.  

Add to that, a store in Lenexa is offering on-demand models at a 20% discount off the full price ($800-$1400, depending on capacity, plus delivery and installation).  This is for pre-orders: you take delivery in 2009 to qualify for a $300 credit on your federal taxes (new next year). All told it’s at least a $500 savings right off the top.

In other words, if I had the money now to buy something I will have to buy anyway, very soon, I’ll save a lot of money.  So like in every dilemma these days, I went to the Internet for answers. After Googling for “fast cash” and “money in an emergency,” I found Car Title Loans in Kansas City to get the $1000 I needed, using my car (2003 Civic) for collateral. The great thing was that bad credit didn’t matter. I completed the online application and got almost instant approval – time saved with no credit checks, I guess. The cash arrived by EFT in a day – completely enabling me to bypass the title loans store on 23rd Street.

An automobile title loan works when you need fast cash.  And in this case, that fast cash adds up to long term savings.

- Pat Q.

My boyfriend has been eyeing a 52” HD plasma T.V. for a long time now.  Every time we go to Best Buy he makes a point to walk by the T.V. section.  He tells me how nice it would be to have a plasma T.V. mounted on the wall.  And he’s always talking about how cool it would feel to have the remote in his hand to a T.V. like that.  He said he would feel like he had a lot of power.  Even though there’s no holiday coming up I would like to get it for him.  He means a lot to me and I’d like to surprise him.  But the problem is I don’t have the extra money for it right now.  Money is tight right now.  I lost my job four months ago and I just started a new job last week.  It’s hasn’t been easy living on unemployment.  But I feel like it’s the right time to get him this T.V.

I was talking to a friend and she told me about Car Title Loans in Tempe.  She said that I could get the quick cash I needed by filling out an online application.  And she said I would be approved in 10 minutes or less.  I went on the computer and filled out the online application.  It was so easy.  All I needed to qualify was to own my car.  I was able to get more than enough money to cover my expenses.  If anyone is looking for a great loan, I would suggest getting it from Car Title Loans in Kansas City.  Now I can throw a bash that will be a smash.           

Shannon R. in Kansas City

When it rains, it pours.  I was out of a job, had bad credit, bills were piling up.  Then my daughter calls to say she was in an accident, in the hospital, with a son to take care of.  She lives in Delaware and there’s no family there to help her out.

I had the time, but wasn’t confident my old car could go all that way. All the airlines were quoting me over $400.  And, with bad credit there was not the charge card option.  

So I just went on a search engine and typed in Fast Cash. Up came Car Title Loans in Kansas City.  But these weren’t the stores you see in Main Street or 63rd Street.  It’s all Internet. The company said my car was good for up to a $1000 loan.  

I needed about $600 for the flight, a rental car and spending money.  The online application was simple, got approved almost instantly.  My cash was sent by electronic funds transfer to my checking account. In two days I was in Dover taking care of my girl and grandson.

I would have gone crazy if I couldn’t have gone.  Auto title loans, new to most of us, are a smart financing option.

- Gerri H.

All my life I was made fun of for having a less than ample chest. My chest was called fried eggs, mini me’s, mosquito bites, and any other horrible nickname which you yourself probably called a small chested girl. I took it for granted that one day my little “girls” would grow up to be big “girls”. Even Olive Oil herself appeared busty in comparison.

When I finally found a boob doctor who would fix my problem, but the cost was rather prohibitive. When he mentioned the price, I just resigned myself to the fact that maybe this wasn’t meant to be. Perhaps it would be much cheaper to work on my personality, or get really good in bed. One of those two would definitely help me in meeting more guys, or should I say better guys. But, thats a topic for another day.

I didn’t qualify for any type of bank or private loan, as my credit was shaky at best. However I was able to get a car title loan through Car Title Loans in Kansas City, Kansas. Their online application was really quick, and they even set me up with the location closest to my home. Now I’ve got a set of double Ds that although I’ve not got back problems, I don’t have any trouble meeting men.

Trixie B.

North Kansas City, KS

When I got out of college, I thought it would be easy street from there on in. They never taught us about offshoring, downsizing and economic downturns at Missou.  But my DEKE husband and his TriDelt wife remain ever hopeful.

We hit a low point this past summer when we found ourselves broke with bad credit and a refrigerator on the blink.  Replacement cost: $800. The likelihood of finding the $800 under a seat cushion in the living room was zero and we were mortified with the idea of asking friends or family for help.

So I Googled for ideas.  In about a minute I discovered a demolition project in Overland Park where they had the exact model we wanted, despite our unfortunate circumstances (retail price: $1100), in a house set to be torn down the following week.  I fell in love with that refrigerator and decided we should own it for $500.  Aside from whether the seller would take my offer, I didn’t know where I’d find the $500.

But TriDelts persevere.  Fast cash was essential.

I surfed a bit more and found we could get a loan through Car Title Loans in Kansas City. They offered me $3000 in a title loan on my VW Golf, but all I needed was the $500.   So I filled out the online application and thanked God this did not involve scary stores in crummy neighborhoods.  The money came by electronic funds transfer to my checking account in one day, after which I set off to Overland Park.  

He took my offer!  I got a $1100 refrigerator for $400!  This is why I was elected house treasurer.

My husband made fun of me, but fast auto title loans for improvements to one’s home is always a good investment.  AND, this one saved me more than $700.  I don’t know of a better deal anywhere. 

- Q. R.