Did you hear that Chrysler and Fiat are now partners.  Basically that means that Italian cars can now be sold in America.  They are smaller and more fuel efficient. I can’t wait to buy one. In fact, I am going to save and some how get the money to buy an european car!  European cars look so cool and they are very good for the environment.  I love the enviornment!  I am a big tree huger!  I can’t wait to my new Fiat, although I’m not sure when they will introduce them to american consumers.  I want it to be green because green is my favorite color!  I want to drive it everywhere.  I’m going to drive across the country and show it off to all of my family!  I think its a new era for america.  It sucks that the economy sucks, but I am going to do my part and buy one of these really cool computers.  I can’t wait!

One of my buddies did something similar. He told me to get a car title loan to make my dream come true. He said they offer no credit check loans! The business is called Car title loans in Kansas City, but car title loans are also called auto title loans. I guess applications take two minutes to fill out. This car title loan saved me this time.  It’s like fast cash when I’m in a pinch or need it right away.  All I needed was a source of income.

Chuck F.

By the way Kansas city is near Independence, Shawnee, Lenexa, Riverside, and Gladstone.

Just because my gas got cut off and my old microwave is dead doesn’t mean I can’t make a Thanksgiving or Christmas dinner.  I have my creative ingenuity – and a car good for collateral on a loan.

The year started out badly.  I lost my job in February but am happy to report I got a new job just last month. But not all the problems went away right away.  During those months without work my bills piled up and I got bad credit.  Then then a transmision repair set me back another $300, which I had to borrow from my aunt in  in Shawnee Mission.

When my gas was shut off in August I hit a low point. They asked for a $190 security deposit to get it restored.  With other bills it was hard to prioritize that one.  So when the going gets tough, the tough go shopping. I found a combo microwave/convection oven at the WalMart on Roe Boulevard for about $200. This solved two problems (no gas and no working microwave). It’s possible to cook most foods in them like you would with a conventional oven.  It’s possible to cook a turkey in one.

But I didn’t even know where I’d get the $200 for the new microwave in time for Thanksgiving.  I went on the Google and searched for “holiday loans” and “fast cash” when I stumbled on Car Title Loans in Kansas City. They said my Subaru (paid off about 14 months ago) could get me a loan for the $200 plus the $300 I owe my aunt.  The online application could not have been easier. It took about fifteen minutes to complete. The $500 was in my bank account in one day and I bought the oven two hours later.  The first night I made braised lean hamburgers and chipped sweet potatoes – healthier and cheaper than drive-thru food.

Loans on car title work under conditions of duress.  That’s now passed: I’ve already invited my aunt to join us for a little holiday dinner this year.

- Kerry L.

By the way Kansas city is near Independence, Shawnee, Lenexa, Riverside, and Gladstone.

Doesn’t it suck when you just don’t make enough money? See, the thing is that I was making enough money, but with the way the economy is going they had to cut my hours. This was definitely something I didn’t have planned at all. I mean, AT ALL! They told me it was only a temporary thing, but you know how that is. I would have been fine, but a few weeks after that they had to let me go.

Immediately I started looking for a new job, but you know how hard that is to find sometimes. I started worrying about how I was going to pay my rent this month, and have food, and pay all my other bills. I called my parents for help, and they didn’t have any extra money. They did offer me a place to stay, but I definitely didn’t want to move back home. I mean I’m in my thirties, that’s the last thing I want to do!

My cousin told me that he had used a car title loan company out in Florida where he lives. He told me I should try and find one in the Kansas City area, because that’s where I live. He said some companies even can help you if you have bad credit or no credit at all.

I hopped on the Internet and started looking. I searched for things like “car title loans in Kansas City - bad credit,” “fast cash in Kansas City,” “loans in Kansas City,” and I found the website for Car Title Loans in Kansas City, KS. They had an online application that only took about ten minutes, and they even have someone assist you through the entire process. In about an hour I was approved, and they wired the money to my bank account the next day!

I no longer had to worry about how my rent was going to get paid and how I was going to eat, at least for another month or two. It definitely bought me some time to find a new job. Thank God I found these people, because I can say they honestly saved my butt!

Richie H of Kansas City

Christmas and Thanksgiving are not my favorite times of year.  I moved from eastern Oregon to Kansas City many years ago, and the few times I’ve gone home for the holidays it’s with mixed feelings.  But my mother is getting older now and hasn’t been very healthy this year.  So like it or not, this is a year to make that trip.

But when I checked out the cost of airfares, I nearly fell off my chair.  Fares are coming in at $600-800, depending on what day I travel. In order to make this trip, I’d have to sell my car, which I cannot do.

But that thought got me thinking.  I went online after passing an auto title loan company on West 85th Street, and found out my 1998 Saturn could get me a loan for about $1000. I have bad credit, but that didn’t matter. I went with Car Title Loans in Kansas City, because their online application was very easy and I was able to get fast cash — by the next morning, as a matter of fact.

This was a decision I’m glad I made without hesitation.  The airfares went up $75 three days after I bought those tickets.  

– Seychelle T.

Listen to my story, and note that I am between jobs (unemployed) and have bad credit. Then factor in I have an old house, and you can see where this is going.

My 18-year old water heater is going to break down completely at any minute. I started studying this last year before I lost my job and decided it would make a lot of sense to buy a tankless, on-demand water heater.  They use much less energy and reduce water consumption also, bringing those monthly expenses down throughout the 20 year life of the device.  

Add to that, a store in Lenexa is offering on-demand models at a 20% discount off the full price ($800-$1400, depending on capacity, plus delivery and installation).  This is for pre-orders: you take delivery in 2009 to qualify for a $300 credit on your federal taxes (new next year). All told it’s at least a $500 savings right off the top.

In other words, if I had the money now to buy something I will have to buy anyway, very soon, I’ll save a lot of money.  So like in every dilemma these days, I went to the Internet for answers. After Googling for “fast cash” and “money in an emergency,” I found Car Title Loans in Kansas City to get the $1000 I needed, using my car (2003 Civic) for collateral. The great thing was that bad credit didn’t matter. I completed the online application and got almost instant approval – time saved with no credit checks, I guess. The cash arrived by EFT in a day – completely enabling me to bypass the title loans store on 23rd Street.

An automobile title loan works when you need fast cash.  And in this case, that fast cash adds up to long term savings.

- Pat Q.

When it rains, it pours.  I was out of a job, had bad credit, bills were piling up.  Then my daughter calls to say she was in an accident, in the hospital, with a son to take care of.  She lives in Delaware and there’s no family there to help her out.

I had the time, but wasn’t confident my old car could go all that way. All the airlines were quoting me over $400.  And, with bad credit there was not the charge card option.  

So I just went on a search engine and typed in Fast Cash. Up came Car Title Loans in Kansas City.  But these weren’t the stores you see in Main Street or 63rd Street.  It’s all Internet. The company said my car was good for up to a $1000 loan.  

I needed about $600 for the flight, a rental car and spending money.  The online application was simple, got approved almost instantly.  My cash was sent by electronic funds transfer to my checking account. In two days I was in Dover taking care of my girl and grandson.

I would have gone crazy if I couldn’t have gone.  Auto title loans, new to most of us, are a smart financing option.

- Gerri H.

When I got out of college, I thought it would be easy street from there on in. They never taught us about offshoring, downsizing and economic downturns at Missou.  But my DEKE husband and his TriDelt wife remain ever hopeful.

We hit a low point this past summer when we found ourselves broke with bad credit and a refrigerator on the blink.  Replacement cost: $800. The likelihood of finding the $800 under a seat cushion in the living room was zero and we were mortified with the idea of asking friends or family for help.

So I Googled for ideas.  In about a minute I discovered a demolition project in Overland Park where they had the exact model we wanted, despite our unfortunate circumstances (retail price: $1100), in a house set to be torn down the following week.  I fell in love with that refrigerator and decided we should own it for $500.  Aside from whether the seller would take my offer, I didn’t know where I’d find the $500.

But TriDelts persevere.  Fast cash was essential.

I surfed a bit more and found we could get a loan through Car Title Loans in Kansas City. They offered me $3000 in a title loan on my VW Golf, but all I needed was the $500.   So I filled out the online application and thanked God this did not involve scary stores in crummy neighborhoods.  The money came by electronic funds transfer to my checking account in one day, after which I set off to Overland Park.  

He took my offer!  I got a $1100 refrigerator for $400!  This is why I was elected house treasurer.

My husband made fun of me, but fast auto title loans for improvements to one’s home is always a good investment.  AND, this one saved me more than $700.  I don’t know of a better deal anywhere. 

- Q. R.